It's going to take a lot of work for me to save for a new a/c

I’m on a fairly limited income right now. My job got caught back on hours over the past couple of months plus I’ve had a lot of expenses with my medical concerns; Every time I go to the doctor I have to spend money a copay, originally my copay was only $25. This was with my outdated insurance plan plus I favorite the possibilities I was given back then compared to now, and because now I have a odd insurance plan plus my co-pays with my doctors are twice as much money. It’s aggravating having to spend money $50 every time I want to see the doctor, but since I’ve had to go to three odd doctors this month, that’s $150 just for doctor visits. And that’s after insurance has already paid their portion. I have no idea what I’m going to do financially over the next two years. My health makes it entirely hard for me to work more than I already do, plus I’m not eligible for any kind of disability benefits, right now I need to save for a new a/c for my house. My HVAC system is falling apart since it’s already 16 years outdated at this point. Sporadically you can get an a/c unit lasting well into 20 years but this one is not an example of that. I am certainly going to need to replace it in the next two years even though I do not know how to do it. I could try saving, even though I need every last dollar I make right now to go towards my new expenses.

 

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