I’m not much of a gambler.
There are a few reasons for this.
The biggest reason is I don’t like taking risks that I can’t control or fully understand. And then there is the fact that I just don’t have the stomach for gambling. I’d much rather sit inside the air conditioning and enjoy a good book than bet on a game or something like that. But I took a huge gamble with the heat pump and it just didn’t go my way. I should have known better than gambling on anything really much less the quality heating and air in my house. Well, the heating wasn’t the issue. The HVAC technician came out to do the air conditioning tune-up last spring. That’s when he told me that we were close to the end on the life of the heat pump. Of course, he couldn’t predict just when exactly. But that heat pump was not going to get fixed again if it broke down. That made sense but my wife and I hadn’t exactly been saving for a new HVAC unit. Actually, we did start saving for it but ended up raiding that savings account to pay for other household needs. We needed more time to save for the new HVAC unit. So we rolled the dice that we’d get through the summer. Where we live, the winter isn’t much at all and so if we could get through summer, we’d have plenty of time to save. That wasn’t the case as the heat pump bit the dust in mid July. But the HVAC company had our backs and we were able to agree to great financing terms.